 |
|

|
|
|
|
First Priority Financial
798 University Ave
Sacramento, CA 95825
My office map
|
|
|
Meet O. J.
O. J. Vallejo is a residential lending specialist licensed by the California Department of Real Estate to provide home mortgages for both home purchase and refinance. As a mortgage broker, our responsibility is to serve as a liaison between the consumer and the many lenders that we represent. Our ability to broker loans to many different sources has distinct advantages to find the most competitive pricing and/or just the right loan to meet your financial needs.
As a Mortgage Consultant with First Priority Financial, my role in the home purchase and refinance process is to:
- Communicate effectively with my client.
- Meet the lending needs of my clients.
- Close the transaction with happy/satisfied clients
I take great care to make sure that each loan has the ability to be approved. I make a concerted effort to develop a trust with my clients that enables us to work closely to meet every challenge that stands in the way of full loan approval. If there is any doubt about getting approval, I consult directly with the underwriter and get their early acknowledgment and approval of the packaging of the loan, then communicate any needed conditions to the borrower.
Finally, my goal is to provide exceptional service and to keep my clients informed on the status of your loan. Having participated in hundreds of real estate transactions, I have a clear understanding of the concerns of our clients and their Realtors®. Effective communication, quality loan processing and my desire to develop and maintain a mutually beneficial relationship leads to a successful close of escrow and a satisified clientele.
|
|
|
First Priority Financial - Site Map
Mortgage and lending information for purchase and home buying loans in.
Mortgage and lending information for refinance loans.
Mortgage and lending information for home equity loans.
Mortgage, lending, and credit information.
Learn how credit scoring works and how you can improve your credit score.
Financial, mortgage and lending calculators.
Check for up to date rates and loan programs.
Commercial loans programs and information.
Interest only loan programs and information.
Relocation loan programs and information.